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However, the TI 83, 83 Plus, and 84 Plus are not acceptable.

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Also, the TI BAII, BAII Plus, BAII Plus Professional would be acceptable. Therefore, it seems that the HP 10B, 10BII, 12C, and 17BII are acceptable.

CFP Board of Standards - Requires a calculator that has an IRR function, and that does not have any alphabetic keys.

The CFA policy and the CIPM policy can be found online (they are the same).

CFA Institute (for CFA and CIPM designations) - Only the HP 12C or the BAII Plus are acceptable.

In finance, the major certifications and their calculator policies are the: The purpose is to make sure that candidates don't use the calculator to bring notes into the testing environment. Many certification programs (the good ones) have a policy that prohibits the use of any calculator that can store text. Will I be taking financial certification exams (CFP, CFA, SOA, etc)? Keep in mind that a professor in a given course may not allow graphing calculators, so be sure to ask about that if it isn't mentioned in the course syllabus. The TI 83, TI 83 Plus, or TI 84 Plus are the calculators of choice for you.

Since you will likely need one for math classes, you should get one that will also work well in your finance/accounting classes. One thing that business students should keep in mind: Many math departments require graphing calculators. If you don't need lots of memory, a few extra financial functions, graphing, and scientific/math functions then you should probably stick to the lower cost models. How much do I want to spend?įinancial calculators tend to fall into two categories: $30-$40 ( HP 10BII, TI BAII Plus, Sharp EL-733A), $60-$100 ( HP 12C, HP 17BII, TI BAII Plus Professional, TI 83 Plus, and TI 84 Plus).

Still, keep in mind that you are probably more likely to use a spreadsheet for most problems, so a fancy calculator may be more than you need. If you are an undergraduate finance major, an MBA student, or a finance professional, then it may very well be a good decision to go for a higher-end model. Most people will probably never notice them missing. However, they are missing a few of the more advanced financial functions that can be nice to have. These are great financial calculators that will handle everything that you will probably need. These usually cost about $30 to $35, though you may occasionally find them on sale for less. Generally, this will mean the Hewlett Packard 10BII or the Texas Instruments BAII Plus. If getting through this course is your only consideration, then I recommend that you purchase the least expensive model that you can easily find. Most people first need to acquire a financial calculator because they are taking an introductory financial management course. Let's take these one at a time, and I'll provide some recommendations. Do I need a graphing/scientific functionality?.

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Will I be taking financial certification exams (CFP, CFA, Series 7, CPA, SOA)?.When considering which financial calculator to purchase, there are four things to think about:

However, RPN is not familiar to most people and I wouldn't expect you to learn it if you don't need to. My personal preference is for Hewlett Packard calculators that support RPN data entry (the HP 12C and the HP 17BII).

Therefore, my suggestions are based solely on more than 25 years of teaching experience and my personal preferences. Furthermore, I have purchased all of the financial calculators on this site with my own money (over many years). While reading what follows, please remember that I do not sell financial calculators, nor do I receive any kind of remuneration from calculator manufacturers (see below if you would like to help me out by purchasing a calculator from ).

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